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Updated: Aug 27, 2026

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Insurance Licensing Hawaii-Life-Producer Exam Overview:

Certification Vendor:Hawaii Insurance Division (administered by Pearson VUE)
Exam Name:Hawaii Life Producer Examination
Exam Number:InsHI_Life01 / OPLife01
Real Exam Qty:96 (85 scored + 11 pretest)
Available Languages:English
Certificate Validity Period:Licensure valid with continuing education; exam result valid for license application
Passing Score:70%
Exam Duration:120 minutes
Exam Price:$75 USD
Related Certifications:Hawaii Accident and Health Producer Examination
Exam Format:Multiple-choice (4 options), Computer-based, Online proctored or In-person test center
Recommended Training:Hawaii Insurance Candidate Handbook
Hawaii Examination Content Outline
Exam Registration:Pearson VUE Hawaii Insurance Registration
Sample Questions:Insurance Licensing Hawaii-Life-Producer Sample Questions
Exam Way:In-person test center or online proctored (OnVUE)
Pre Condition:No mandatory pre-licensing education required in Hawaii; minimum age 18
Official Syllabus URL:https://cca.hawaii.gov/ins/producers-exam_info/

Insurance Licensing Hawaii-Life-Producer Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Life-General Knowledge~59%- Types of Policies
  • 1. Annuities
    • 2. Combination plans and variations
      • 3. Term life insurance
        • 4. Interest/market-sensitive life products
          • 5. Traditional whole life products
            - Life Provisions, Riders, Options, and Exclusions
            • 1. Common policy riders
              • 2. Exclusions and limitations
                • 3. Beneficiary designations and settlement options
                  • 4. Policy provisions and clauses
                    - Life Insurance Concepts and Application
                    • 1. Underwriting and policy issue
                      • 2. Policy replacement and disclosure
                        • 3. Taxation and retirement concepts
                          Topic 2: Hawaii Insurance Laws, Rules, and Regulations~41%- Hawaii Common Insurance Law
                          • 1. Licensing and producer requirements
                            • 2. Insurance statutes and rules
                              • 3. Commissioner authority and duties
                                - Hawaii-Specific Life Insurance Rules
                                • 1. Policy forms and approval
                                  • 2. Annuity and suitability requirements
                                    • 3. Marketing practices and ethics

                                      Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Sample Questions:

                                      1. After an owner executes a Hawaii life settlement contract, the life settlement provider must generally notify the insurer that issued the policy within:

                                      A) 10 days
                                      B) 30 days
                                      C) 5 days
                                      D) 20 days


                                      2. The purpose of a Policy Summary is to:

                                      A) describe the issuing insurer to the insured
                                      B) educate the client at the time of application about the types of insurance available
                                      C) provide the conditional receipt
                                      D) highlight the coverages, riders, and exclusions of the issued policy


                                      3. An annuity annual report is REQUIRED for which of the following?

                                      A) Deferred annuities
                                      B) Variable annuity once annuitized
                                      C) Fixed annuities once annuitized
                                      D) Immediate annuities


                                      4. A corporation offers a $10,000 employee group Life policy and pays a $5 monthly premium for each covered employee. How much additional taxable income per employee MUST the corporation report?

                                      A) All premiums paid in a year
                                      B) Only premiums exceeding $50 a year
                                      C) Only premiums exceeding $30 a year
                                      D) No premium tax is required


                                      5. A Hawaii insurance producer allows the producer's license to become inactive because the renewal fee was not paid. The producer may generally reinstate the license without retaking the written examination if reinstatement requirements are satisfied within:

                                      A) 24 months
                                      B) 12 months
                                      C) 30 days
                                      D) 6 months


                                      Solutions:

                                      Question # 1
                                      Answer: D
                                      Question # 2
                                      Answer: D
                                      Question # 3
                                      Answer: A
                                      Question # 4
                                      Answer: D
                                      Question # 5
                                      Answer: B

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