Pass test with the help of InsNV_Health02 actual exam materials
Updated: Aug 19, 2026
No. of Questions: 132 Questions & Answers with Testing Engine
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| Certification Vendor: | Nevada Division of Insurance / Pearson VUE |
| Exam Name: | Nevada Accident and Health Insurance Producer Examination |
| Exam Number: | NV_Health02 |
| Exam Format: | Multiple Choice |
| Related Certifications: | Nevada Insurance Producer License |
| Available Languages: | English |
| Certificate Validity Period: | License validity varies according to Nevada insurance licensing requirements |
| Passing Score: | 70% |
| Real Exam Qty: | 150 |
| Exam Duration: | 180 minutes |
| Exam Price: | $50 USD |
| Recommended Training: | Nevada Approved Insurance Pre-Licensing Education Providers |
| Exam Registration: | Pearson VUE Nevada Insurance Licensing Exam Registration Nevada Division of Insurance Licensing |
| Sample Questions: | Insurance Licensing InsNV_Health02 Sample Questions |
| Exam Way: | Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available. |
| Pre Condition: | Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license. |
| Official Syllabus URL: | https://doi.nv.gov/Consumers/Licensing/ |
| Section | Objectives |
|---|---|
| General Insurance Regulation | - Licensing Requirements and Responsibilities
|
| Health Insurance Policy Provisions | - Mandatory and Optional Provisions
|
| Government Health Insurance Programs | - Medicare
|
| Producer Duties and Ethics | - Sales Practices
|
| Accident and Health Insurance Fundamentals | - Types of Health Insurance Policies
|
| Insurance Basics | - Insurance Contracts
|
1. Under an individual Major Medical policy, a married policyowner has the right to take which of the following actions?
A) Add a newborn child to the policy without providing proof of insurability
B) Reinstate the policy within 3 years after it lapses
C) Sue the insurance company for not paying a claim within 30 days after submission of Proof of Loss
D) Demand binding arbitration if there is disagreement over a claim
2. What is the principal purpose of Medicare supplement insurance?
A) To pay only long-term custodial care
B) To help pay certain deductibles, coinsurance, and other gaps in Original Medicare
C) To replace Medicare Part A and Part B entirely
D) To provide Medicaid eligibility
3. Which policy is designed to pay benefits upon diagnosis or treatment of a specifically named illness, such as cancer?
A) Credit disability insurance
B) Specified disease insurance
C) Major medical insurance
D) Group term life insurance
4. Which person is the measuring life whose survival determines the timing and duration of annuity payments?
A) Policyowner
B) Producer
C) Annuitant
D) Beneficiary
5. An insured purchases a rider that pays an additional amount only if death results from a covered accident.
This rider is best described as:
A) An accidental death benefit rider
B) A cost-of-living rider
C) A return-of-premium rider
D) A guaranteed-insurability rider
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: B | Question # 3 Answer: B | Question # 4 Answer: C | Question # 5 Answer: A |
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