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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. On or after January 1, 2014, employers with no more than 25 full time equivalent employees (FTEs) with average annual wages of less than $50,000 may be eligible for a tax credit of up to how much of the premiums paid by the employer?

A) 70%
B) 50%
C) 25%
D) 10%

2. With respect to a life settlement contract, no person shall directly or indirectly pay a referral or finders fee to any person other than the

A) owner ' s physician.
B) owner ' s accountant.
C) insurance consultant.
D) life settlement broker.

3. When a buyer is considering a long-term care policy, they are encouraged to review carefully all policy

A) carriers.
B) limitations.
C) facilities.
D) agents.

4. Which of the following is a life insurance contract written on the life of an individual?

A) Single-Life Insurance.
B) Insurance.
C) Joint Life Contract.
D) Survivorship Policy.

5. In a health insurance policy, an insured has an out-of-pocket limit of $10,000, a deductible of $500, and an
80%/20% coinsurance. The insured incurs $50,000 of covered losses in an accident. How much will the insurer have to pay?

A) $49,500
B) $40,000
C) $35,500
D) $39,600

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