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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. A worker is entitled to Social Security disability benefits if all of the following are true EXCEPT the

A) worker is under age 65.
B) worker is insured for disability benefits.
C) worker cannot perform his or her current job, but is actively seeking other employment.
D) disability is expected to continue for 12 months or result in death.

2. A contract of indemnity is one in which

A) one party is restored to the same financial position the party was in before the loss occurred.
B) one party is obligated to assume the legal liability of another party.
C) one party must adhere to the agreements written by the other party.
D) both parties are expected to act in complete honesty.

3. What is the first step in submitting Medicare claims?

A) The medical provider submits expenses to the patient.
B) The medical provider submits expenses to Medicare.
C) Medicare submits expenses to the Medicare supplement provider.
D) The patient submits expenses to Medicare.

4. The term for an insurer which has met the conditions required to transact business in the State of California is

A) admitted.
B) entitled.
C) authorized.
D) eligible.

5. A commonly used cost containment measure for emergency hospital care under a major medical expense plan is the

A) pre-admission test.
B) deductible.
C) premium tax.
D) inpatient fee.

Solutions: